"Hello, Mrs. Thomas."

"Hi Derrick," she replied. "What can I do for you?"

"I'm here to collect the money for your papers," he told her.

"Oh, is it that time again?"

"I'm afraid so."

"Okay then, come on in. Let me go get my check book."

Derrick followed her into the house, admiring her body as he did so. At 16, he was horny pretty much all of the time. And nothing turned him on more than a mature woman, especially a married one. He had fucked a number of the married women around the neighborhood - some of them repeatedly - but he'd never gotten into Nancy Thomas' panties. Today he planned to change that. And as luck would have it, she was leading him right where he wanted to go - her bedroom. Once in the bedroom, Nancy sat down on her bed, getting her purse out of a drawer in her night stand. She pulled her checkbook and a pen out of her purse. Derrick casually sat down on the bed next to her. She gave him a quizzical look, then went back to writing the check. Derrick continued to admire her body. His eyes drifted down to her legs, which she had crossed. Her robe had parted, showing her legs off. They were long and sexy, just the way Derrick liked them. Then he moved his eyes upwards. Her breasts were completely hidden by the robe, but they jutted out nicely through the fabric. Then he looked at her face. Her wavy, light brown hair went down to her shoulders. He could just imagine himself running his fingers through it. He could also imagine himself kissing her sexy, full lips.

"Shouldn't you be in school today?" Nancy commented as she wrote out the check.

"Oh, the high school is having a teacher conference today, so we're off," Derrick replied.

"Here you go," Nancy said, looking up at Derrick and holding out the check.

Derrick took the check, folding it and putting it in his wallet. Nancy started to get up, but Derrick put his hand on her arm.

"What's your hurry?" he asked.

Derrick stroked his other hand slowly up her thigh.

"Derrick!" Nancy exclaimed.

"I can't help it, Mrs. Thomas," Derrick told her. He stopped moving his hand, but kept it against her warm flesh. To his delight, she made no move to remove it. "You're just so sexy. Whenever I see your long legs, I can't help but be turned on."

"That's nice, Derrick, but it doesn't change the fact that I'm married," Nancy replied.

She had to admit to herself, however, that his hand felt really good on her leg. Her husband had been spending more and more time working, and their sex life had suffered for it. But still, she was a faithful wife, and had no intention of cheating on her husband. Grabbing Derrick's wrist, she gently but firmly removed his hand from her leg.

"I think you'd better go now."

Derrick looked at her face as she said this. He could tell by the look in her eyes that at least part of her wanted him to stay. He decided to push his luck and see how far he could get. The belt around her robe was tied in a bow, so he took hold of one of the ends and tugged on it, pulling the knot loose. Then, before she could say anything, he separated the two ends. Nancy's robe fell partially open, revealing a hint of lacy red bra.....(cont)